Terms of the offer
Bihar Credit Card Loan Scheme, officially known as the Bihar Student Credit Card Yojana (BSCCY)—stands out as a transformative initiative under the Seven Resolves Program (Saat Nischay). The scheme aims at increasing the Gross Enrolment Ratio (GER) in higher education. It provides interest-subsidised loans of up to ₹4 lakh to students who have completed Class 12 from Bihar or neighboring states and seek admission to recognised institutions. Under this scheme, tuition fees, hostel charges ... Eligible students can avail education loans up to ₹4 lakh at a low interest rate of 4% per annum. For female, disabled, and transgender students , the interest rate is just 1%. Loan repayment starts one year after course completion or six months after securing a job—whichever comes first. The Bihar Student Credit Card (BSCC) scheme is owned by the state government and aims to provide financial assistance to financially disadvantaged students in the form of education loan of up to INR 4 lakhs per student for courses like B.Sc, B.A, B.Tech, or MBBS. Discover everything you need to know about the Bihar Student Credit Card Scheme . Learn about eligibility, required documents, and the step-by-step application process to secure financial assistance for higher education in Bihar.
