Apply 24"7 from your convenient place end to end paperless process. Consider a customer avails a Digital Gold loan of Rs. 1,00,000/- for a period of 36 months at an interest rate of 11% per annum. (Not applicable For Overdraft,Demand Loan). Bank of Baroda offers a wide range of loans to meet your diverse needs. Different loans for different needs, whether the need is for a new house, gold loan, purchase of a new car or any business loan, our unique and need specific loans will enable you to convert your dreams to realities. Apply for Bank of Baroda's digital personal loans conveniently online with easy access and quick approval. " Net Banking Credentials or Digital bank statement for last 6 months.