Icici sapphiro credit card: No

No, ICICI Sapphiro Credit Card has a first Year joining fee of ₹6,500 + GST. You pay an annual fee of ₹ 3,500 from second year onwards, but if you spend more than ₹6,00,000 in any year then your annual fee for the subsequent year will be waived off. The ICICI Bank Sapphiro Credit Card is designed for those who want the best of all worlds - whether you are interested in exclusive privileges, earning rewards, or just making your spending more convenient and rewarding. With benefits that include extensive lounge access, dining discounts, and other exclusive perks, the Sapphiro card is well-suited for frequent travellers and lifestyle enthusiasts. It features flexible fee waivers for high spenders and offers a competitive rewards program ... A premium credit card with low rewards, high fees and some benefits like lounge access and fuel surcharge waiver. Read the pros and cons of the ICICI Bank Sapphiro credit card and compare it with other options.