Post Office Saving Schemes give people a chance to save money and invest it safely. These schemes are available for all citizens of India. The returns are guaranteed because the Government manages these schemes. Many schemes also offer tax benefits. With over 1.54 lakh post offices in India, it is very easy for people to open these accounts and invest their money. Post Office Savings Scheme 2025-26: Overview The India Post also offers Post Office Savings Schemes, which are investment schemes ... These initiatives cater to the financial needs of individuals from various walks of life, fostering a culture of savings and investment. With widespread accessibility and the assurance of government backing, post office small savings schemes contribute significantly to financial inclusion and empower citizens to secure their financial future. Post Office Savings Account (POSA) is a deposit scheme under the Government of India, operational at all post offices in the country. It yields returns on your investment at a fixed interest rate of 4% p.a. which is decided by the Reserve Bank of India (RBI). The Post Office savings bank account is one of the safest and most secure options to save money in India. The rates of interest are fixed by the Reserve Bank of India and accounts can be opened with as low as Rs.500. You can also open a savings bank account with the post office online. Read ahead to learn how to open post office savings account online.
