Reverse repo rate: Is the rate at which

Reverse repo rate is the rate at which the central bank of a country (RBI in case of India) borrows money from commercial banks within the country. Understand the RBI repo rate and reverse repo rate in simple terms. See current rate , latest news updates from RBI MPC meetings, full history, and how it affects your EMIs, loans, and savings. Current Repo Rate in India – June 2025 As per the announcement made by the Reserve Bank of India (RBI) on 06 June 2025, the current Repo Rate is 5.50%". The Reverse Repo Rate is 3.35%. The Bank Rate and the Marginal Standing Facility (MSF) rate stand at 5.75%. The Standing Deposit Facility Rate is 5.25%. To learn more about the Repo Rate , read on. The impact of change in reverse repo rate can be seen in home loans, as an increased reverse repo rate will encourage banks to invest their surplus funds in low-risk government securities instead of providing credit to individuals. It causes home loans to become dearer, while the opposite effect is seen when the reverse repo rate is decreased.