What is the current interest rate on SBI personal loans? SBI offers personal loan interest rates ranging from 10.05% – 15.05% p.a. depending on the credit profile of the applicants. Check the latest Sbi Personal Loan personal loan interest rates starting from 11% p.a. Compare rates with other NBFCs and apply online through Fincover for quick approval. Consequently, the effective personal loan interest rate offered by SBI falls between 10.30% and 15.30%, depending on factors such as the borrower’s credit score, the type of employer, and the... Thinking of getting a personal loan from the State Bank of India? Check out the latest SBI personal loan interest rates and make an informed decision.