Find the nearest SMFG India Credit branches in your city and get details such as address, email, phone number. You can also track your personal loan application, pay your EMI online, or get TDS refund FAQs. SMFG India Credit Company Limited (SMICC) commenced operations in January 2006, catering primarily to self-employed borrowers. It is wholly owned by Sumitomo Mitsui Financial Group, Inc (SMFG). strong managerial and capital support from the parent, SMFG SMFG holds 100% stake in SMICC and is one of the largest global banking and financ. al services groups, with over 400 years of history in Japan. SMFG operates across retail, corporate, and investment banking sectors globally, with India . SMFG India Credit values diversity and inclusion, and is committed to the principles of equal employment opportunity. We comply with all applicable laws prohibiting discrimination or harassment against any applicant or employee.