Discover UPI transaction limits for 2025 including daily limit of ₹1 lakh, per-transaction caps, monthly limits, and new UPI ID restrictions. Explained with official NPCI & RBI guidelines. Learn about the UPI transaction limit per day, week and month, the charges for individuals and merchants, and the new rules and guidelines for UPI payments in 2025. Compare the UPI limits and fees across different banks and PPIs. UPI Transaction Limit Per Week and Month In addition to daily limits , some banks set a weekly UPI transaction limit , which varies from bank to bank within the UPI network. This weekly cap is designed to help manage overall payment volumes and reduce the risk of fraud or misuse. Similarly, a monthly UPI transaction limit has been introduced by certain public sector and private sector banks. This monthly cap also differs across banks, aiming to provide an additional layer of control while ... UPI daily limit : The National Payments Corporation of India (NPCI) has increased UPI transaction limits for specific categories, effective September 15, 2025.