Bank of baroda gold loan interest rate: Gold loan interest rates

Gold loan interest rates: For gold loans, lenders keep your gold as collateral for the duration of the loan. Lenders charge an interest and once you repay the entire loan, they return your gold jewelery. Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum. BOB offers Agri-gold loans and Retail gold loans to customers against their gold assets. Know more about the Bank of Baroda (BOB) gold loan interest rate. Bank of Baroda provides gold loans at an interest rate of 9.15% per annum for amounts up to ₹50 lakhs and tenures of up to 3 years.