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EPFO 's EPF 3.0 simplifies fund access with instant ATM/UPI withdrawals and automated processing, making retirement savings more accessible for employees. EPFO 3.0 brings instant PF withdrawals via ATM and UPI, auto-claim settlements, and faster fund access. Discover new rules, eligibility, and employee benefits. EPFO 3.0 Explained: What the new PF withdrawal rules mean for 30 crore members Members can now withdraw up to 75 percent of their EPF corpus while maintaining the mandatory minimum balance of 25% ... EPFO 3.0 introduces instant PF withdrawals via ATM & UPI. Learn how to withdraw your Provident Fund through these methods and explore EPFO ’s new features set to roll out by mid-2025.