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Here are five digital zero balance savings accounts you can open online in less than 5 minutes. These savings accounts come with lot of additional perks as well so scroll down to know which one suits your requirements. Open Savings Account with Video KYC Opening a savings account with Central Bank of India is now easier than ever! Through the new Video KYC based account opening process, the Bank offers an easy 3-step journey for Instant Savings Bank Account. You can complete online zero balance account opening instantly with just Aadhaar and PAN. Enjoy attractive interest rates, cashback rewards, and 100+ banking features and services through the Kotak Bank 811 App - all without maintaining any minimum balance. In 2025, several banks in India offer zero-balance savings accounts, particularly public sector banks, private banks, and small finance banks, catering to students, low-income individuals, and rural customers.
