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If you are a risk-averse investor and prefer guaranteed returns, the Post Office's Small Savings Schemes are an excellent option. These government-guaranteed schemes offer interest rates of up to ... Latest PPF, NSC interest rates : The PPF, NSC, SCSS and other post office schemes interest rates have been announced for the second quarter of FY 2025-26, i.e., between July 1, 2025, and September 30, 2025. Check how much you will earn on your small savings investments going forward. Post Office Small Savings Schemes Interest Rate July-September 2025: The government has announced that interest rates for small savings schemes , including PPF, NSC, SCSS, and SSY, will remain unchanged for the July-September 2025 quarter, marking the sixth consecutive quarter of static rates. PPF, Post Office FD, SSY, NSC Interest Rates For July-September 2025: The government maintains current interest rates on small savings schemes ; check the latest rates here.