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Learn what a Systematic Withdrawal Plan ( SWP ) is, how it works, ideal withdrawal rates, best fund types for income in 2025, tax rules, and how to set up or modify SWPs for predictable cash flow. If you are planning for a SWP (Systematic Withdrawal Plan) then it is important to know what is SWP in mutual fund , how it works, key features, benefits, how to start SWP and more. SWP ( Systematic Withdrawal Plan ) is a feature offered by mutual funds where the investor can withdraw a fixed amount of money at regular intervals (monthly, quarterly, etc.) from their mutual fund investment.