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A Systematic Withdrawal Plan (SWP) provides a regular income from your investments , often used after retirement. Unlike a dividend, or interest, where the principal remains constant, the SWP withdraws either or both the principal and appreciation each month, ensuring a steady cash flow. SWP mutual fund calculator - Use the Systematic Withdrawal Plan Calculator & check how to withdraw a certain amount of money at regular intervals from the lump sum investment. Use our SWP calculator to estimate your withdrawals and final value. Plan your monthly withdrawals from mutual funds with ease. Use the Systematic Withdrawal Plan (SWP) calculator to check how much you can withdraw every month and what the final value of the investment will be after a specified tenure.