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Discover UPI transaction limits for 2025 including daily limit of ₹1 lakh, per-transaction caps, monthly limits , and new UPI ID restrictions. Explained with official NPCI & RBI guidelines. Learn about the UPI transaction limit per day, week and month for different banks and sectors in India. Find out how to increase the UPI limit for higher transactions and what are the exceptions and rules for UPI payments. Learn about the UPI transaction limit per day, week and month, the UPI transaction charges for individuals and merchants, and the UPI rules and guidelines in 2025. Compare the UPI limits and fees across different banks and PPIs. For normal UPI , the transaction limit is up to Rs 1 lakh per transaction in a day. For a few specific categories of UPI transactions, like Capital Markets, Collections, Insurance, and Foreign Inward Remittances, the transaction limit is up to 2 lakh, and for Initial Public Offering and Retail Direct Scheme, the limit is up to Rs 5 lakh per transaction. Now, you can transfer up to Rs 5 lakh for tax payments, as per the new RBI rule. What is the limit of fund transfer using UPI ?
