What is vpa in upi: A Virtual Payment Address is

A Virtual Payment Address is a unique identifier used to identify the user's account during transactions. Learn how to create VPA and how to send & receive money via VPA . In India, digital payments have rapidly evolved, with UPI (Unified Payments Interface) becoming the primary method for transactions. A key feature of UPI is the Virtual Payment Address ( VPA ), which enables users to send and receive money without revealing sensitive bank details., Technology & Science, Times Now With UPI , users can create a unique virtual payment address ( VPA ) or a UPI ID, which serves as a virtual identity for their bank account. In this blog, we will answer the most asked question, “What’s the difference between VPA and UPI ID?” and help you understand their role in UPI transactions. A Virtual Payment Address ( VPA ) is a unique identifier that helps UPI to track a person’s account. It acts as an ID independent of your bank account number and other details.