We serve the public conversation. Learn more about X the company, and how we ensure people have a free and safe place to talk. X is a social network platform for sharing interests, opinions, and engaging in conversations on various topics. X . com was an American online bank founded by Ed Ho, Harris Fricker, Elon Musk, and Christopher Payne in 1999 in Palo Alto, California. It merged with competitor Confinity in 2000, retaining the X . com name, and the company changed its name to PayPal in 2001. We would like to show you a description here but the site won’t allow us.